Clean up time!

Have you noticed in today’s world we attempt to surround ourselves with THINGS to TRY to make us happy?  Then all of those things actually add to our frustration and stress level because we have to upkeep, replace, fix or find room to store them… which means more money because we have more things.   We need a bigger house to put more things in it, and then we need more things to put in the bigger house.  Then we become more stressed because the things we thought would make us happy are now stressing us out because we have less money to take care of everything we need to take care of.

So first, I’m going to suggest to you a wonderful program to take, its called Dave Ramsey’s Financial Peace.  Look it up.  It will guide you to debt recovery without loans and how to simplify your life.  What I like best about it is this:  IT’S SIMPLE COMMON SENSE!  Nothing extreme, well it may see extreme to begin with, and lessons my own grandparents handed down to me.  In short, if you don’t have the money, don’t buy it!

But what about if you are starting out?  What if you have that room, basement, closet or garage that has become a nightmare of junk storage?  Well, you actually have an opportunity to benefit from all that junk.  Take a deep breath and take a cleaning day and sort three “piles”:  Keep (this is your smallest pile); Donate and Sell.   Some of your Sell items may move into your donate pile if they don’t sell.  Donations can also be a tax write off in some instances, so keep those donation receipts.  The sell items are your golden ticket.  List these on neighborhood sights, ebay, post them on a church or recreation bulletin board, etc.  Please be careful when doing this.  You can also resort to the old fashioned garage/yard sale.  Use the Money that you gained in all of your sold items and apply it directly to your smallest debt (loan, credit card, medical bill).  Don’t even think about using it for a pizza night!!!  (We will touch on that at another time.)

The result:  Less junk = less stress = more room = less debt.

There is a huge difference between wants and needs in this world, and quite honestly we really don’t “NEED” that much to be happy.

So, here is your homework.  Find a room and get cleaning.  I’d love to hear your stories.

Until Next Time,

Mrs. Kay L. Rice

 

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