The one thing that can be the most difficult in today’s world is to not be wrapped up over money. We are bombarded continuously from all sides on wants over needs and blurring those lines. We are told self is a top priority and that things and money are the path to happiness. The world lies. You can not fill emptiness with things, only Christ can fill emptiness.
I was told today that simple living can not be achieved in today’s world. I’m here to tell you that it can. Simple living and being frugal doesn’t mean loosing; it allows you to gain the important things in life.
Keep a change jar on your dresser. Pennies, nickels, dimes they all add up. When your jar gets full don’t take them to one of those change machines in the stores because they cost you money to count and sort YOUR money. Banks still do this for free. Put the money directly into a savings account.
Live Below Your Means
In short don’t max out your paycheck. No matter how much or little you make find ways to tighten your belt. When you get a bonus, overtime pay, tax return whatever it is put it “away” in a savings for later or use it to pay down bills. Make a monthly budget and intentionally set aside 10% of your regular pay for savings. Of course the first 10% goes to tithing. Keeping the purpose of purchases for need instead of want.
Save for the big things
There are many things that need to be saved for and even have loans. That’s life. But knowing this and preparing for it by not wasting your money will help avoid anxiety and arguments.
I love my second hand stores and I’m not ashamed to admit it! The cost savings here is amazing and you can find some amazing treasures. Clothes, books, furniture the list goes on.
Eat at Home/Pack Lunches
Eating out is expensive and most of the time isn’t really good for you. Save a trip to a restaurant as a special treat not a go-to. When you travel, pack picnic meals.
Kick The Starbucks Habit
Any drink at Starbucks can be made at home and without the loads of sugar. You can gain back alot of money not stopping at Starbucks.
Buy In Season or Bulk
I preach this one all the time. If you don’t can, then freeze. Canning however is a skill well worth learning and can save you lots of money.
Cut The Cabel
You don’t need Cabel anymore with services like Netflix and Hulu. But also if you pull away from filling your time with TV and such you’ll find yourself filling your time being more active instead of watching more TV.
Grow a Garden
Start small and start to enjoy your own fresh produce.
These are just a few ideas to trim your expenses. Living simple.
Until next time,
Mrs. Kay L Rice